Expert guides and resources on cyber risk, coverage, and protecting your NZ business.
Confused by the jargon in cyber insurance policies? This plain-English guide breaks down exactly what is and isn't covered — from ransomware to data breaches — for New Zealand businesses.
New Zealand's Privacy Act 2020 introduced mandatory breach notification obligations for all businesses. Here's what that means for your cyber risk — and how insurance helps.
Ransomware attacks on NZ businesses surged in 2025. We break down how these attacks work, what they cost, and exactly how cyber insurance responds when your business is hit.
Cyber insurance premiums in NZ range from $40 to $1,000+ per month depending on your business size and sector. Here's a detailed breakdown of what drives cost — and how to reduce your premium.
Despite 43% of NZ small businesses being targeted by cybercrime, only 6% have cyber insurance. We explore the protection gap — and what it costs when you're uninsured.
Business email compromise (BEC) is the number one cyber claim in New Zealand — and it doesn't require any technical hacking. Here's how it works and how to protect your business.
New Zealand's new Cyber Security Strategy sets the direction for cyber resilience across the country. Here's what it means for your business and why cyber insurance fits into the picture.
New Zealand's mandatory breach notification regime under the Privacy Act 2020 has real teeth. Here's exactly how it works, what it costs, and how cyber insurance covers it.
NZ healthcare providers face dual privacy obligations under the Privacy Act 2020 and Health Information Privacy Code. Cyber insurance is essential protection — here's why and how it works.
Artificial intelligence is being weaponised by cybercriminals to create more convincing phishing, more targeted attacks and harder-to-detect fraud. Here's what NZ businesses face — and how cyber insurance responds.
The moment after a cyber attack is stressful. Understanding exactly how the claims process works — from the first call to settlement — helps NZ businesses respond more effectively.
Social engineering fraud is now the largest category of cyber claims in New Zealand. This guide explains how these attacks work, why they're so effective, and how to ensure your policy covers them.
Everything a NZ small business owner needs to know about cyber insurance in 2026: what to buy, what it costs, what to avoid, and how to use it. Updated for the latest threat environment.
Ransomware is the most costly cyber threat facing NZ businesses in 2026. This comprehensive guide covers how attacks happen, real NZ cost data, and exactly what cyber insurance does to help you recover.
Professional service firms face unique cyber risks from remote working, client data obligations and third-party liability. Here's what NZ consultants and advisors need to know about cyber cover.
The NCSC's 2025 annual threat report confirms that cyber attacks on NZ businesses rose sharply last year. Here's what the data shows and what your business should do about it.
AI-generated voice cloning, video deepfakes and large language model-powered phishing are hitting businesses hard. Here's how these new fraud types work and what cyber insurance covers.
When your IT provider, software vendor or managed service provider is hacked, your business can be exposed too — even if your own systems were never touched. Here's how supply chain cyber risk works and how insurance responds.
Most cloud breaches aren't caused by sophisticated hackers. They're caused by misconfigured settings that leave your data exposed. Here's what you need to know — and how cyber insurance responds.
Every cyber policy has exclusions, and most declined claims come down to a clause the business never read. Here are the exclusions that matter most and the questions to ask before you buy.
Multi-factor authentication, tested backups and endpoint monitoring have moved from nice-to-have to the questions that decide whether you get a quote at all. Here is what underwriters are checking and why it changes your premium.