Expert advice from dedicated NZ cyber insurance specialists. We compare policies from multiple licensed insurers to find the right protection at the best price for your business.
Free · No obligation
From data breach response to ransomware and regulatory defence — a comprehensive cyber policy covers your business across all stages of a cyber incident.
Forensic investigation, legal advice, customer notification and credit monitoring costs — all covered from the moment you report an incident.
Ransom negotiation, extortion payment guidance, data recovery and full system restoration costs.
Lost revenue and fixed costs while systems are unavailable following a cyber attack — keeping your business afloat.
Defence and settlement costs for privacy claims made against you by customers, suppliers or third parties.
Business email compromise (BEC), invoice fraud and other social engineering losses — NZ's #1 cyber claim type.
Legal costs and penalties from Privacy Act 2020 investigations, including mandatory breach notification obligations.
Expert PR, communications and reputational recovery support to protect your brand following a cyber incident.
Cover for claims arising from your systems being used to attack or infect a third party's network.
New Zealand businesses face a rapidly growing cyber threat. In 2025, 53% of NZ businesses reported a cyber incident — yet only 6% of small businesses have cyber insurance. The gap between risk and protection is one of the most significant vulnerabilities in the NZ economy.
Cyber insurance is no longer just for large corporates. As businesses of all sizes digitise their operations and hold more customer data, the exposure — and the obligation under the Privacy Act 2020 — applies equally to a sole trader as it does to a listed company.
Our licensed NZ brokers specialise exclusively in cyber insurance. We understand the NZ threat landscape, the insurers active in this market, and how to structure cover that actually responds when you need it.
Explore Coverage Options →All NZ businesses must notify the Privacy Commissioner of serious data breaches. Non-compliance carries penalties up to $350,000.
Business email compromise (invoice fraud, payment diversion) is the most common — and costly — cyber claim in New Zealand.
Ransomware attacks increased 50% globally in 2025, with NZ manufacturing and retail among the most targeted sectors.
The average recovery from a significant cyber incident takes 2–4 weeks. Business interruption losses can exceed the initial attack cost.
Expert broker support from quote to claim — so you can focus on your business.
Complete our 5-minute quote form. We'll ask about your industry, revenue, data held and existing security controls.
Licensed NZ cyber insurance specialists review your profile and identify the right policies from our insurer panel.
We present you with tailored policy options from multiple insurers, with clear comparisons and expert guidance.
Choose your preferred cover. Your broker handles the paperwork and you receive full policy documentation.
Every industry has unique cyber risks. Our specialists understand your sector and tailor cover accordingly.
Most business insurance brokers offer cyber insurance as one product among many. At CyberCover, it's all we do. Our specialists understand the nuances of cyber policy wordings, the insurers who actually pay claims, and how to structure cover that responds when you need it.
Dedicated specialists who know every policy wording, exclusion and insurer in the NZ market.
We compare up to 6+ insurers to find the right fit for your specific risk profile and budget.
No jargon. We explain exactly what's covered, what's not, and why — before you commit.
When you need to claim, your dedicated broker is with you every step of the way.
Expert guides on cyber risk, policy coverage, and protecting your NZ business.
Confused by the jargon in cyber insurance policies? This plain-English guide breaks down exactly what is and isn't covered — from ransomware to data breaches — for New Zealand businesses.
New Zealand's Privacy Act 2020 introduced mandatory breach notification obligations for all businesses. Here's what that means for your cyber risk — and how insurance helps.
Ransomware attacks on NZ businesses surged in 2025. We break down how these attacks work, what they cost, and exactly how cyber insurance responds when your business is hit.
Everything you need to know about cyber insurance for NZ businesses.
Licensed NZ cyber insurance brokers. Free advice. No obligation. Response within 1 business day.